Welcome to my review of ITM Trading. As you navigate the complex investment landscape, particularly in sectors involving precious metals like gold and silver, it becomes evident how important it is to have a reliable partner for guidance.
ITM Trading is known for guiding people who want to add these valuable metals to their money-saving plans.
I am going to take a close look at what ITM Trading offers, see how quickly they help customers, check out how clear they are with their costs, and listen to what their customers have to say.
My goal is to ensure that you have the clear, simple facts you need to decide if ITM Trading is the right choice for your investment needs.
What is ITM Trading?
ITM Trading is a well-known company that deals with precious metals, and it’s been helping people invest safely since 1995.
This family-run business offers personal help and expert advice for anyone wanting to protect their money and invest in metals like gold and silver.
ITM Trading started in Phoenix, Arizona, and they’ve been there since they opened their doors. The company began by helping people add precious metals to their investment mixes. It aims to provide stable and reliable service from its Arizona base to customers all across the country.
Craig Griffin founded ITM Trading with a strong vision of trustworthy investment options. Today, his son Eric Griffin is the President and CEO, keeping up his father’s commitment to honesty and innovation in their services.
ITM Trading aims to help investors understand and make smart choices by offering strong educational support.
They provide easy-to-understand guides, videos, blogs, and direct access to experts. This means their customers can learn much about investing in metals before making decisions.
ITM Trading offers many products, including old and new gold and silver coins and bars perfect for investment accounts like IRAs.
Team Behind the Company
ITM Trading was started by Craig Griffin, who believes in honesty and teaching others the best way to run a business.
This family-owned business has kept to this idea for more than 28 years, focusing on building strong connections with people instead of just making sales.
Leading the team is Eric Griffin, the President & CEO, with top members like Carlos Rojas (COO), Carl Fredrikson (CTO), and Ryan Deegan (CGO) helping the company grow.
They are supported by Daniela Cambone, who manages Global Media, Taylor Kenney, an economic journalist, and Jesalyn Livingston, who manages Operations.
Other key team members include Audrey Griffin, who is in charge of Client Experiences, Lauren Vaughn, who handles the accounts, and Tiffany Idleman, who is also in Operations.
Chris Louis, who manages Systems and Web Development Projects, completes the team’s lineup, showing the company’s commitment to its founding values.
Team’s Mission
The ITM Family works to help you understand and reduce financial risks for a secure future. They explain complex financial topics clearly, helping you make smart choices that protect your freedom and legacy.
Their commitment is to always provide excellent service, clear information, and top-quality support you can rely on for life.
When you buy gold and silver from them, their expert team supports you, giving you greater confidence and peace of mind in any economic situation.
Products Offered by ITM Trading
At ITM Trading, you’ll find various valuable metal items perfect for anyone looking to add to their collection or make a smart investment.
Whether you want something solid to hold onto for the future or a piece of history, ITM Trading has something for everyone’s needs and interests.
Gold Bullion
Gold Bullion has a wide range of gold items suitable for collectors and investors, offering 106 products. 67 gold bullion pieces are currently available, including 20 gold bars, which are great for beginners or experienced buyers.
There are also various gold coins. Six regular American Gold Eagle Coins and 22 of the special proof version are available.
There are also 5 Canadian Gold Coins and 20 American Gold Buffalo Coins. Australian Gold Coins are crafted to showcase native themes.
Other coins include 26 Austrian Gold Philharmonics, 45 British Gold Coins, and 4 South African Gold Krugerrands. Additionally, 36 of the world’s sovereign gold coins feature designs from different countries.
Silver Bullion
Silver Bullion has many silver items you can collect or invest in. Their silver bars are good for stacking a lot of silver in a small space.
You can also find famous silver coins, like the American Silver Eagle and coins from Canada, which are known for being high-quality and trusted by investors.
They offer Silver Rounds, similar to coins but without monetary value, just for silver investment. Plus, old coins like the Peace and Morgan Silver Dollar Coins are there for people who love history.
For something special, they have silver coins from around the world, such as Austria, Britain, Australia, South Africa, Mexico, and more.
They also offer big 5 oz silver coins with beautiful designs, coins with animals on them from Canada, and even older American coins made before 1965 that have 90% silver.
There are also unique silver rounds for different interests. This place has a wide range for everyone, from starters to those who already love collecting silver.
Pre-1933 Gold Coins
Pre-1933 gold coins are special because they were made when gold and silver were used to buy things daily in the US.
The people who started the country and wrote the US Constitution didn’t trust paper money, which could drop in value if too much was printed. They preferred gold, which was valuable everywhere.
The US produced these gold coins from the late 1700s until 1933, when President Franklin Delano Roosevelt made a big change with Executive Order 6102.
Some common types of these gold coins include the $20 Liberty and Saint Gaudens coins, $10 and $5 Liberty and Indian Head coins, and smaller $2.50 coins and $1 gold pieces. These coins remind us of a time when gold was king.
IRA-Approved Bullion
They offer special coins that you can buy to save for retirement. You have options in both gold and silver. Their 2024 American Gold Buffalo Coin is priced at $2,604.93. It’s made of pure gold, looks new and shiny, and has a value of $50.
They also have the 2024 American Gold Eagle Coin, which is quite similar and costs $2,588.98. If you fancy European gold coins, they provide the 2024 Austrian Gold Philharmonic Coin for $2,561.71 and a smaller version for $308.08, both shiny like new.
For silver enthusiasts, they offer the 2024 American Silver Eagle for $33.32 and the Canadian Silver Maple Leaf for $33.96, both in perfect condition.
Services Offered by ITM Trading
At ITM Trading, they offer a range of services designed to secure your financial future and help you invest wisely.
Their services include everything from investing in precious metals to personalized strategy sessions and educational resources to help you better understand financial growth opportunities.
Let ITM Trading help you brighten your financial horizon!
1. Precious Metals IRAs
ITM Trading helps you add gold and silver to your retirement savings with precious metals IRAs. Experts say mixing different kinds of investments is key to a good portfolio, and including gold and silver can balance out stocks and bonds. This is because gold and silver often go up when other investments decrease.
Luckily, the US Government lets you include certain gold and silver items in an IRA or Roth IRA. ITM Trading makes including these precious metals easy and follows all the rules.
How to Set Up a Precious Metals IRA Account with ITM Trading
Starting a precious metals IRA with ITM Trading is an easy way to add gold and silver to your retirement savings.
Here’s how you can get yours set up:
- Talk to ITM Trading: Contact ITM Trading to speak with an IRA expert. They’ll help you understand everything and guide you through the start.
- Fill Out Your Application: Complete the GoldStar IRA Account form to open a Self-Directed Traditional or Roth IRA.
- Add Money to Your IRA: After signing up, you can move money from an existing IRA or 401(k) or send new money to GoldStar. You can add money just once or keep adding more over time.
- Choose Your Metals: Once your money is ready, GoldStar tells ITM Trading. Then, you pick the gold and/or silver you want to buy. GoldStar pays ITM Trading for you, and your metals are sent to GoldStar, where they are safely kept and looked after.
Following these easy steps, you can include valuable metals like gold and silver in your retirement savings with ITM Trading. It’s a smart move for a secure and well-rounded retirement plan.
ITM Trading’s Partner: GoldStar Trust
For over twenty years, GoldStar has managed more than 31,000 IRA accounts with a total assets of $1.6 billion.
Setting up an account with GoldStar Trust is straightforward and wallet-friendly. They ask for a small one-time fee of $50 for any new account, regardless of size.
Every year, an account holder has to pay $90 for maintenance. This fee can change sometimes. An annual storage fee starts at $100, but this can also vary depending on where the stored items are kept. These fees are easy to understand and allow customers to plan their retirement savings without stress.
2. Your Wealth Shield Strategy Session
ITM Trading has an excellent program to help people protect their money when the economy gets tough. Instead of relying on regular money, they recommend using gold and silver, which has proven much safer.
They’ve been doing this for 28 years, showing people how to keep their wealth safe from serious economic challenges.
Their Wealth Shield™ Strategy Session teaches the importance of gold and silver in safeguarding one’s finances.
Taylor Kenney, an Economic Journalist at ITM Trading, highlights how quietly inflation can diminish the value of your money.
That’s why the first step they take is education. They explain the various kinds of gold and silver and how each type can protect your money in different ways.
Next, they tailor a plan that suits your personal concerns and goals. Finally, the plan is put into action when you securely receive your gold and silver, ensuring your wealth is protected.
3. Education Resources
Today, understanding money and investment is more important than ever before. The value of gold has shot up by almost 6,000 percent, showing that the dollar is not as strong as it used to be.
It’s the perfect time to learn about the economy and how to protect your money for the future. This section offers everything you need to know through Gold 101, videos, and a Free Gold & Silver Guide. These resources are designed to help people learn how to keep their wealth safe for many years.
Gold 101
Gold 101 is here to teach you all about gold. It takes you on a journey from ancient times when gold was first used by Egyptian Pharaohs and Venetian merchants, to its use in today’s world.
This part explains why gold is so valuable, especially in times of trouble when the economy isn’t doing well. Unlike money, which can lose its value, gold stays strong and reliable. Gold 101 also helps you understand how you can buy gold and offers a guide to make buying gold easy.
Videos
The video section is full of interesting and easy-to-understand videos, mostly hosted by Taylor Kinney from ITM Trading.
Taylor talks about the economy, why gold is a good choice for protecting your money, and what’s happening in the world that can affect your investments.
Videos like “WARNING: Unprecedented Market Volatility Expected” help you understand why gold can be a safe choice when things get uncertain. Taylor’s videos are a great way to get smart about saving and investing your money wisely.
Free Gold & Silver Guide
This Free Gold & Silver Guide is a special resource for anyone who wants to learn about investing in gold and silver.
It walks you through the process, making it simple to understand how to start. This guide is a valuable resource for making smart choices when investing in precious metals.
It’s all about helping you protect your financial future by adding gold and silver to your investments. These education resources are designed to make learning about gold and saving your wealth easy and straightforward.
With Gold 101, helpful videos, and the Free Gold & Silver Guide, you have everything you need to make smart choices for your financial future.
How to Buy from ITM Trading
Buying precious metals from ITM Trading is an easy process that allows you to invest in items like gold and silver bars and coins.
Here’s a simple guide to making a purchase:
- Choose What to Buy: Look at ITM Trading’s selection and pick the bars or coins you want. Add how much you want of each to your shopping cart.
- Make Your Order Official: Next, you’ll pick how you want to pay and give your payment and delivery info. ITM Trading will check your credit card with a small $35 hold to keep the prices set until you pay.
- Get Your Items Delivered for Free: Your order is sent out in about 72 hours, and you won’t pay for shipping. They’ll also give you a number to track your package. Don’t worry—it’s insured, and someone will need to sign for it when it arrives.
ITM Trading makes it simple to buy precious metals and sends them to you without charging for delivery. The price you see includes everything—unless you pay with a credit card, which adds a 3% fee to each item and an extra $4.95 for delivery.
How to Sell to ITM Trading
If you want to sell your coins to ITM Trading, here’s what you need to do. Before anything else, make sure you tell your consultant that you want to sell.
If you’re sending in old or special coins, pack them tightly so they don’t get damaged. Put inside the package your name, address, phone number, and a list of the coins on a slip that says “Liquidation for ITM Trading.”
You need to mail these coins with care using the US Postal Service, making sure they are registered and insured, to ITM Trading Inc. in Phoenix, AZ.
For bullion coins or bars, you should pack them so they’re secure and quiet, and send them to a separate address in Dallas, TX, following the same mailing instructions.
After ITM Trading gets your package, they will check everything (which takes about 2-3 days), and then your consultant will talk to you to settle the selling details, which are recorded for safety. The money from the sale is usually ready within two business days after everything is agreed upon.
ITM Trading has a rule that they will buy back coins from people who bought from them initially. The price they offer will be based on the current market price on the day they get your coins.
Remember, prices can go up and down quickly, so the final price might be different from what was originally mentioned. If you change your mind before the sale is confirmed, ITM Trading can send your coins back, but you will have to pay for shipping.
Shipping and Returns Policies
Shipping is generally free on most orders with a minimum purchase requirement of $1,000, but this minimum goes up to $2,000 for California and $5,000 for New York.
They use carriers such as USPS, UPS, or FedEx, and delivery takes between 3-10 days. Additional shipping fees are applied for orders to Hawaii, Alaska, and PO Boxes. They do not ship internationally.
After shipping, they send a tracking number by email. All packages need a signature for delivery. If a customer instructs otherwise, the company isn’t responsible for any loss.
They don’t offer refunds, but they might replace pre-1933 coins that don’t meet order specifications reported within five days.
The customer covers return shipping costs, which might be refunded if the company is at fault. If items are lost or damaged in transit, they file a claim and may refund or resend items.
Payment Options
ITM Trading lets you pay in many ways. If you need to change your payment method after you’ve placed your order, just call the ITM Trading office quickly.
Changing to a Credit/Debit card might cost a little extra. You’ll get an email from ITM Trading when they’ve got your payment. If you’re waiting for this email and haven’t seen it, call ITM Trading.
You can pay using a Credit/Debit Card (but not AMEX), ACH, Bank Wire, Checks, Cashier’s Checks, Money Orders, and Cryptocurrency like Bitcoin. Each payment type has its own rules to keep things safe and stop fraud.
For Credit/Debit cards, there’s a $5,000 limit and some fees. New buyers need to check their ID and make a phone call to ITM Trading for safety.
ACH payments also have a $5,000 limit. Before paying, ITM Trading needs to check your ID and talk to you on the phone.
There’s no max limit for Bank Wire but anything over $50,000 needs a phone call with ITM Trading. Checks and Cashier’s Checks are okay for up to $25,000 and Money Orders for up to $5,000. There’s a waiting period to make sure the payment is good.
Paying with Cryptocurrency or Bitcoin has a $10,000 minimum and includes a small extra fee. All these methods make sure the price you see is the price you pay, and they help protect against fraud.
Customer Reviews and Ratings for ITM Trading
In today’s world, looking at what customers say about a service online helps us decide if it’s good or not. ITM Trading is a company that many people use for investment advice and has gathered a lot of feedback online.
Let’s see how customers rate their experiences with ITM Trading on Google, BBB (Better Business Bureau), and Shopper Approved.
- Google My Business: ITM Trading has a great score on Google, with 4.9 out of 5 from 426 reviews.
- BBB (Better Business Bureau): On the BBB website, ITM Trading does even better, scoring 4.99 out of 5 from 191 reviews. They also have a top mark, A+, from BBB.
- Shopper Approved: On Shopper Approved, ITM Trading has a lot of feedback, with 1,361 reviews giving them a score of 4.8 out of 5.
ITM Trading is well-liked for its easy and quick service and great customer support. A standout mention goes to Keely C., who is praised for making customers feel valued.
The company is trusted for its fair prices in gold and silver purchases. Yet, there’s a complaint about difficulty in changing the delivery address for orders.
Most people are very happy with the service, but some suggest improving how they handle shipping details.
Pros and Cons of ITM Trading
Looking into the pros and cons of ITM Trading can help you decide if it’s right for you. They’ve been around since 1995 and offer lots of different gold and silver options, but it’s important to think about both the benefits and the downsides.
Pros:
- Long History: ITM Trading has been around since 1995, which shows they have a lot of experience and have been stable for many years. This history can give customers confidence in their business.
- Lots of Choices: The company sells many different kinds of precious metals and special coins that are okay for IRAs. This means investors can find many options all in one place, which is convenient.
- Good Customer Service: The fact that ITM Trading is listed with the Better Business Bureau tells us they care about making their customers happy and running an honest business.
- Chance to Earn More: Just like gold IRAs, ITM Trading can offer the chance to make good money. Precious metals can keep their value well, even when money value goes down, or there are big changes in the world.
Cons:
- Hard to Use Website: Some folks might find the ITM Trading website tough to use. This can make it hard for them to find what they need or decide what to buy.
- Risks with Investments: All investments have some risks, and ITM Trading is no different. People should think carefully about their own wants and how much risk they are okay with before they invest their money with ITM Trading.
Is ITM Trading a Legitimate Firm?
ITM Trading looks like a trustworthy company that deals with gold and silver. People say good things about it online, showing it has a strong reputation.
It’s always smart to look into a company carefully before getting involved. This means checking if other customers have problems, understanding how you’ll do business with them, making sure they’re allowed to do what they do, and talking to someone who knows about money if you need to.
If you’re thinking about putting some of your money into gold or silver, ITM Trading could be a good choice. Just be sure you know what you’re getting into that it matches your financial needs, and how much risk you’re okay with.
Conclusion
In conclusion, ITM Trading is a trusted name in the precious metals market. They offer a wide selection of products and focus on helping investors add gold and silver to their portfolios.
ITM Trading is known for putting customers first, providing helpful information, and being clear and honest in their dealings. This makes them a dependable option for those interested in precious metals.