Kinesis Money Review

Imagine finding a new way to mix old treasures like gold and silver with the latest tech magic of blockchain.

That’s the exciting world of Kinesis Money, and I stumbled upon it while exploring how technology can improve classic investments.

Kinesis Money is a great discovery because it takes valuable metals and gives them a modern twist, making them part of today’s digital money adventure.

This combination is ideal for those who find the volatility of digital currencies overwhelming but still want to participate in the market.

In this Kinesis Money review, I’m eager to detail the intricacies of Kinesis Money. Together, we’ll see how it stands out in the crowded world of crypto, offering a fresh and more reliable way to invest in digital assets.

Key Takeaways

What is Kinesis Money?

Kinesis Money represents an upgraded monetary system that has more stability than traditional currencies used for various financial transactions.

This innovative platform combines precious metals like gold and silver with modern technology to address common monetary challenges such as inflation and value depreciation.

The platform focuses on creating an equitable financial system. Kinesis strives to develop a currency that maintains its worth while providing benefits to all users within its ecosystem.

Thomas Coughlin established Kinesis in 2018 with a vision to enhance monetary systems. The platform digitalizes precious metals, transforming gold and silver into easily accessible currencies for everyday transactions, similar to conventional money systems.

Users can generate additional income through holding Kinesis currencies or utilizing them for payment transactions, making it a rewarding financial ecosystem.

The platform operates on Stellar blockchain technology, which provides a secure and immutable digital ledger system for all transactions.

This technological foundation ensures precise tracking and protection of every Kinesis gold and silver unit, establishing trust and reliability in the platform’s offerings.

Kinesis breaks traditional financial boundaries by enabling widespread accessibility to precious metal-based currencies.

Strategic partnerships, particularly in Indonesia, demonstrate the platform’s potential for integrating these alternative currencies into everyday transactions.

The collaboration between Kinesis and ABX, an established precious metals authority, strengthens the platform’s foundation. ABX brings extensive experience in handling valuable metals professionally and securely.

This strategic alliance creates a robust framework for securing and validating the precious metals that back Kinesis currencies, demonstrating the platform’s commitment to maintaining a secure and trustworthy monetary system.

The platform utilizes various technologies to enable efficient transactions. Through proper metal management and blockchain integration, they create a reliable financial ecosystem that benefits users worldwide.

The system implements many features such as digital wallets, trading capabilities, and payment solutions, which help complete financial tasks efficiently.

These developments showcase numerous patterns and possibilities, reflecting stories of financial innovation and user empowerment.

The platform’s impact on modern finance proves how innovative these solutions are while maintaining traditional banking principles.

Team Behind the Company

The leadership team brings essential expertise and guidance, steering the company toward achieving its objectives.

Thomas Coughlin: CEO

With seventeen years of experience in investment management, money handling, and gold trading, Thomas Coughlin established TRAC Financial and developed a successful investment fund.

His significant contributions include developing international gold trading systems while collaborating with central bankers and government officials.

His expertise in wealth management and growth strategies provides valuable direction for the company’s future.

Michael Coughlin: CFO

Michael Coughlin’s 41-year career as a CPA brings extensive financial expertise to the organization. His entrepreneurial journey began in 1984 when he established his accountancy and financial services firm in Brisbane.

His foundation in finance stems from six years at the Australian Taxation Office, where he managed tax assessments, conducted audits, and provided tax consultation.

Since 1979, he has applied this comprehensive knowledge to his practice. As CFO, he maintains the company’s financial stability and management.

David Charles: General Counsel

David Charles brings extensive legal expertise from his work with prominent global corporations. His legal knowledge spans multiple domains, including corporate transactions, mergers and acquisitions, securities law, intellectual property, and environmental regulations.

A graduate of the University of Queensland’s law program, he maintains legal qualifications across multiple jurisdictions worldwide.

His role ensures legal compliance and provides crucial guidance on all legal matters facing the organization.

Executive Team

At Kinesis Money, the Executive Team leads strategic decision-making and company direction.

The team consists of:

• Thomas Coughlin, CEO, guides company vision and ensures organizational success.
• Michael Coughlin, CFO, oversees financial operations and maintains fiscal stability.
• David Charles, General Counsel, manages legal compliance and regulatory affairs.

Leadership Team

The Leadership Team executes operational strategies and manages daily business functions across various departments.

Key members include:

• Shane Morand, Strategic Consultant, provides expertise on specialized initiatives.
• Boris Shekerov, Head of Development, leads software innovation and product creation.
• Som Ranga, Head of Delivery, oversees project implementation and success.

Regional leadership extends through Martín Aguilar, Head of Latin America, and Christiaan Roesch, Head of South Africa, who drive global market expansion.

Advisory Board

The Advisory Board offers strategic guidance and industry expertise to support executive decision-making and organizational growth. While not involved in daily operations, these experienced professionals shape long-term strategic planning.

The board includes distinguished members:

• Tariq Al Habtoor.
• Pádraig Seif.
• Chimezeie Chuta.
• Ali Hussein Kassim.

These advisors contribute valuable insights to maintain Kinesis’s strategic direction and sustainable growth.

How Does Kinesis Money Work?

Kinesis Money combines traditional precious metals with modern technology, creating a unique financial system.

While some investors prefer physical gold and silver holdings through other providers, Kinesis Money offers a distinctive approach.

The platform transforms physical gold and silver into digital assets through blockchain technology. These digital tokens, known as KAU (gold-backed) and KAG (silver-backed), represent ownership of physical metals stored securely in vaults.

Each token directly corresponds to a specific amount of physical metal. The Kinesis Money platform enables seamless transactions with these digital tokens.

Users can perform buying, selling, and trading operations efficiently. A notable feature of the system is its reward mechanism, which provides incentives based on user participation and transaction volume within the ecosystem.

While traditional investors might prefer tangible precious metals, Kinesis Money bridges conventional asset values with technological innovation.

This system represents a step toward modernizing precious metal investments by combining the stability of physical metals with the convenience of digital transactions.

The platform offers accessibility to precious metal investments through digital means, making it easier for users to participate in metal-backed currency systems.

Through this innovative approach, Kinesis Money creates opportunities for users to engage with precious metals in a digital format while maintaining the security and value of physical assets.

This integration of traditional precious metals with modern technology positions Kinesis Money as a forward-thinking solution in the evolving landscape of digital assets and traditional wealth preservation.

Features of Kinesis Money

Let’s examine three key parts of Kinesis Money—the Kinesis Platform, the Mobile App, and the Kinesis Virtual Card—to see how they help make using money safer and more stable for everyone around the world.

1. Kinesis Platform

The Kinesis Platform serves as a comprehensive hub where users can manage their money, gold, silver, and digital assets efficiently in one location.

Opening a Kinesis account provides users with a unified view of precious metals and digital holdings, simplifying wealth management. Users receive monthly rewards for maintaining gold and silver holdings within the platform.

The platform supports eight global currencies for purchasing gold and silver, offering competitive pricing and round-the-clock trading availability.

The trading interface enables seamless exchanges between gold, silver, and digital currencies, equipped with analytical tools and charts. Enhanced security measures protect assets while dedicated support staff remains available for assistance.

2. Mobile App

The Kinesis Mobile App revolutionizes precious metals and digital asset management, offering a comprehensive solution for handling, spending, and investing directly from your smartphone.

The standout feature allows users to utilize gold and silver for real-world transactions, with additional monthly rewards for maintaining active accounts. This approach transforms traditional money management into a rewarding experience.

The app provides secure storage for precious metals, offering instant access to monitor fiat currencies, gold, silver, and digital assets.

Users can execute quick purchases of precious metals or digital currencies, capitalizing on market opportunities.

The integrated Kinesis Virtual Card enables spending gold and silver holdings, automatically converting them to traditional currency during transactions. The reward system incentivizes regular usage, enhancing the overall value proposition.

Payment processing requires only an email address for transferring gold, silver, or digital currencies, streamlining transactions.

Users benefit from a 10% CoinTracking discount, facilitating investment monitoring. The built-in Help Centre and FAQ section provide comprehensive support for users.

The app transforms financial management into an enhanced monetary experience, combining functionality with user-friendly features.

3. Kinesis Virtual Card

The upcoming Kinesis Virtual Card promises to transform monetary transactions by enabling users to spend gold, silver, and cryptocurrencies like traditional currency, with instant conversion during purchases.

The card’s compatibility with Mastercard’s global network ensures widespread acceptance. Users can access substantial daily spending limits of up to €15,000, providing significant financial flexibility.

The reward structure stands out, offering users gold and silver rewards for card usage. Kinesis shares 10% of transaction revenue with cardholders while implementing fair fee policies with monthly redistribution to users.

The card offers spending flexibility across various cryptocurrencies and precious metals, allowing users to prioritize their preferred payment methods. Supporting over 10 currencies, the card integrates seamlessly with Google Pay and Apple Pay platforms.

This financial tool caters to a global audience, with planned availability across the UK, Europe, Canada, Australia, Oceania, and Latin America, spanning more than 60 countries. The absence of sign-up and monthly fees enhances accessibility and user appeal.

The platform emphasizes security measures while maintaining user-friendly features, creating a balanced financial solution for diverse needs.

Users benefit from comprehensive support services and transparent fee structures, ensuring a positive experience across various financial activities.

Types of Kinesis Currencies

Kinesis offers digital money backed by precious metals, providing a unique financial system where your currency is supported by actual physical assets.

Your digital holdings represent real gold or silver stored securely, moving beyond traditional digital numbers in accounts.

Kinesis presents three distinct currencies: Kinesis Gold (KAU), Kinesis Silver (KAG), and Kinesis Velocity Token (KVT).

Kinesis Gold (KAU)

KAU represents a practical approach to utilizing gold as currency. Each KAU token equals one gram of gold stored in secure vaults, offering a tangible asset-backed monetary system.

This system provides stability through physical gold backing, distinguishing it from conventional digital currencies.

Key aspects of KAU include:

• Market Presence: The system maintains approximately $111.59 million in KAU circulation.
• Benefits: Users can access their gold-backed currency through dedicated cards, earning rewards while transactions remain overseen by gold storage specialists.
• Security: Your gold assets undergo regular audits and remain accessible for physical withdrawal.

Kinesis Silver (KAG)

KAG mirrors the gold system but uses silver as its backing. Each KAG token represents one ounce of silver in secure storage, enabling standard monetary functions like purchases and trades.

• Market Presence: KAG maintains $3.41 million in circulation.
• Security Features: Similar to KAU, your silver undergoes regular verification and secure storage protocols.

Kinesis Velocity Token (KVT)

KVT operates on the Ethereum blockchain, ensuring compatibility with numerous digital wallets while maintaining robust security protocols.

KVT holders receive 20% of transaction fees generated across the Kinesis ecosystem, distributed monthly in gold and silver. This revenue-sharing model creates the potential for increasing returns as platform usage grows.

The fixed supply of 300,000 KVTs adds scarcity value, while the fee-sharing mechanism offers ongoing rewards potential through ecosystem expansion.

This token structure combines limited availability with practical utility, potentially creating value through both scarcity and functional benefits within the Kinesis system.

What Products Does Kinesis Money Offer?

Let me walk you through Kinesis Money’s products, which operate like a modern-day treasure chest.

Let’s explore their gold and silver offerings!

Gold

The gold collection stands out with its diverse options for precious metal enthusiasts. Silver enthusiasts can choose from 2022 and 2024 Kinesis rounds, featuring Ma’at, Lunar Dragon, and Phoenix designs, each priced at $32.21.

For those interested in silver bars, options range from 1oz to 10oz, with prices spanning $32.71 to $327.10, accommodating various investment levels.

The gold selection impresses with its range, offering 1g gold bars starting at $99.92 up to premium 1-kilo gold bars at $80,563.01.

The 1oz Kinesis Ma’at Gold Round from 2022 is available at $2,555.79. Each piece, whether gold or silver, serves both investment and aesthetic purposes.

The collection includes gold bars in 1/2oz and 1oz denominations, reaching prices up to $2,535.79. Each item represents careful curation for collectors and investors alike.

Silver

The silver selection features an array of rounds and bars. Notable offerings include 20x 1oz Kinesis Ma’at Silver Rounds from 2022, alongside Silver Lunar Dragon and Phoenix Rounds for 2024.

These rounds are competitively priced at $32.23. The 2023 and 2022 1oz and 5oz Kinesis Themis Silver Bars showcase elegant designs, priced at $32.73 and $163.65 respectively.

For larger investments, consider the 10oz Kinesis Themis Silver Bar, launching in 2023 at $327.30. Silverback Precious Metals offers compelling 1oz and 5oz bars at $32.73 and $163.65 respectively.

The collection includes a substantial 100oz Kinesis Silver Cast Bar from 2022 at $3,042.00, and a 100g Kinesis Themis Silver Bar at $105.84, appealing to serious collectors.

Why Choose Kinesis Money to Buy Gold and Silver?

Kinesis Money excels in providing a streamlined, secure purchasing experience for precious metals. Their competitive pricing ensures excellent value for gold and silver investments.

Quality assurance remains paramount, guaranteeing well-crafted, visually appealing products. The platform offers exclusive edition pieces for collectors seeking uniqueness.

Their commitment to responsible sourcing practices adds value to each purchase. All precious metals come newly minted from their facility.

U.S. customers benefit from complimentary shipping on orders exceeding $199, with secure, insured delivery within seven days.

Their comprehensive service approach simplifies precious metal acquisition while maintaining security and reliability.

Types of Investments You Can Make

My investment focus gravitates toward precious metals, specifically gold and silver through Kinesis Money. Let me share how these investment vehicles align with my financial objectives.

Gold & Silver Investment

Kinesis offers a modern approach to precious metals investment through their digital platform, allowing seamless purchases of gold and silver without physical storage concerns.

The platform partners with ABX, a decade-experienced vault operator, providing secure storage solutions at no additional cost to investors.

• No Storage Costs: Access to worldwide secure vaults without storage fees.
• Competitive Pricing: Favorable buy-sell rates through global vault networks ensure market-competitive pricing.
• Physical Backing: Investment backed by authenticated, pure precious metal bars.
• Yield Generation: Monthly yields available through metal ownership.
• Security and Liquidity: Protected storage with flexible options for liquidation or physical delivery.

Getting Started:

1. Account Creation: Begin with online registration at Kinesis.
2. Metal Acquisition: Purchase fractional amounts of precious metals with regular yield opportunities.
3. Investment Security: The platform manages substantial holdings ($111 million in gold, and $3 million in silver), demonstrating market trust.

Kinesis functions similarly to a precious metals savings account, offering growth potential while maintaining investment security.

This platform presents an attractive option for diversifying your investment portfolio through precious metals.

Minting

Minting through Kinesis transforms physical precious metals into digital assets. This process allows you to convert substantial quantities of gold and silver into digital tokens – KAU for gold and KAG for silver. The system rewards you with monthly yields simply for creating these digital assets.

• Digital Asset Creation: Kinesis enables you to generate gold and silver-backed digital tokens. Your participation expands the ecosystem by introducing additional metal-backed digital currency.
• Yield Generation: The minting process rewards you with monthly payments in gold or silver. These rewards continue throughout your ownership of the tokens.

Getting Started:

1. Join Kinesis: Create your account on the platform.
2. Confirm Who You Are: Complete the identity verification process for security.
3. Kinesis Mint Account: Establish a dedicated minting account to begin metal purchases.
4. Put in Money: Fund your mint account to initiate gold or silver acquisitions.

Why It’s Good:

• Kinesis offers competitive pricing for precious metals.
• Execute purchases swiftly when market conditions are favorable.
• Seamless transfers between Kinesis account types.

The platform accommodates both newcomers and experienced precious metal investors, providing an accessible and profitable way to invest in digitized gold and silver.

What is the Kinesis Exchange?

The Kinesis Exchange enables seamless trading of gold, silver, and cryptocurrencies. This platform stands out by offering competitive trading fees at 0.22% and operates round-the-clock, accessible from any location.

The platform provides advantageous trading opportunities for precious metals and cryptocurrencies through minimal spread margins and direct access to ABX’s substantial precious metals liquidity pool, the founding entity of Kinesis.

With an intuitive interface, you can execute trades across more than 100 markets efficiently, including options for automated trading strategies.

Built on a decade of expertise, Kinesis maintains robust security protocols to safeguard your assets and data, complemented by responsive customer support available 24/7.

What is the Kinesis Yield System?

The Kinesis Yield System rewards participants through a unique distribution model that shares 57.5% of all transaction fees generated monthly within the ecosystem.

These rewards are distributed in physical gold and silver. Your earning potential increases through various activities like holding precious metals, active platform usage, referrals, and community engagement.

Here are the benefits:

• Holder’s Yield: Monthly rewards for maintaining gold and silver holdings.
• Velocity Yield: Earnings from KAU & KAG trading activities on the exchange.
• Referrer’s Yield: Compensation for successful referrals and their transactions.
• Partner’s Yield: Additional rewards from network-generated fees.
• Minter’s Yield: Perpetual earnings from creating new KAU & KAG.
• KVT Yield: 20% fee share for Kinesis Velocity Token holders.

This system creates mutual benefits, rewarding you with physical precious metals for active participation and community growth.

How Does the Kinesis Money’s Storage Service Work?

Kinesis Money provides a streamlined approach to digital gold and silver ownership. When purchasing Kinesis gold (KAU) or silver (KAG), you receive ownership of physical precious metals, managed through a secure digital system.

The process operates through blockchain technology, ensuring each digital token represents actual physical gold or silver stored on your behalf.

Allocated Bullion Exchange (ABX), a well-established precious metals specialist manages this service with expertise.

Your precious metals are secured across multiple global vaults, including locations in Dubai, London, and New York, with zero storage fees.

Kinesis offers seamless conversion from digital tokens to physical metals whenever desired. Regular independent audits verify that all stored precious metals match the digital tokens issued to users. This system combines the security of physical precious metal ownership with digital convenience.

Kinesis Money Fees

Kinesis Money implements a transparent fee structure for precious metals and digital currency operations.

Here’s a breakdown of their charges:

• Precious Metals Storage Fees: You enjoy zero storage costs for your gold and silver holdings through Kinesis, making it an attractive option for precious metals investors.
• Precious Metals Transaction Fees: Trading precious metals remains cost-effective with Kinesis. Both market orders and limit orders carry a modest 0.22% fee.
• Digital Assets Trade Execution Fees: Similar to precious metals, digital asset trading maintains competitive pricing at 0.22% per transaction, regardless of trade type.
• Kinesis Assets Transfer Fees: Moving assets between wallets, whether internal Kinesis transfers or external wallet movements, incurs a consistent 0.45% fee per transaction, maintaining transparency across all transfer types.

Kinesis Money delivers an efficient platform for precious metals and digital currency transactions through its straightforward fee structure.

Customer Reviews and Ratings for Kinesis Money

Kinesis Money demonstrates strong performance with its user base.

• Facebook reviews showcase impressive ratings, maintaining 4.5 out of 5 stars from 44 user experiences, with 82% of users recommending the platform.
• Beyond Facebook, TrustPilot ratings reflect similar satisfaction levels, showing 4.1 out of 5 stars from 479 reviews, indicating widespread user contentment with Kinesis Money services.

The Kinesis Monetary System (KMS) receives mixed feedback. Users praise the investment platform and highlight exceptional customer service, particularly mentioning staff members Michael Barrett and Stephen McCoy.

Users appreciate the platform’s metal trading and storage capabilities with minimal fees, along with helpful guidance for KMS usage.

Some concerns arise regarding KMS’s selective response to positive feedback and questions about the authenticity of numerous high ratings.

Criticism includes reports of non-functional Kinesis virtual cards persisting for weeks without updates. Users express frustration over card provider transitions, citing communication gaps and operational challenges leading to uncomfortable situations.

What Are Customers Saying About Kinesis Money?

User testimonials reveal strong satisfaction with Kinesis Money services:

• Glen L emphasizes platform simplicity, highlighting minimal fees for digital precious metal transactions and metal-based rewards programs. He values efficient service delivery and personalized account management support.
• Richard endorses Kinesis as an excellent precious metals and cryptocurrency investment platform. He emphasizes cost-effectiveness, zero storage fees, and robust security measures including insurance and audits. He particularly values the metal-based payment card functionality.
• Jean Ceulemans appreciates Kinesis’s distinctive features, specifically low-cost metal purchases and complimentary storage. He emphasizes platform transparency and security in metal ownership without concealed risks.
• Linda Chlins endorses Kinesis as an exceptional cryptocurrency platform, noting competitive pricing, free storage, and usage incentives. She values the user-friendly interface and financial autonomy, viewing Kinesis as pioneering future financial management.

The platform combines traditional precious metal investment with modern cryptocurrency features, offering users a comprehensive financial solution.

Security measures, transparent operations, and innovative payment solutions position Kinesis as a forward-thinking financial service provider.

User experiences highlight the platform’s strength in combining conventional investment options with technological advancement, though some operational aspects require attention.

The overall feedback suggests Kinesis Money successfully delivers value to its user base while maintaining high service standards.

Pros and Cons of Kinesis Money

A detailed analysis of Kinesis Money reveals several advantages and potential drawbacks that can help you make informed decisions about this digital currency platform.

Pros:

• Kinesis Money creates a strong foundation by backing its tokens with physical gold and silver, offering you a reliable investment option.
• When you own these tokens, you have direct ownership rights to the underlying metals, which you can trade or use for digital transactions.
• You can easily access and spend your metal-backed currency through the Kinesis Debit Card system.
• The platform implements a rewards program that generates passive income through various activities within the ecosystem, enhancing user participation and market liquidity.

Cons:

• You might find it challenging to adapt to Kinesis as it requires moving away from traditional money concepts, which could slow down mainstream adoption.
• Your investment value fluctuates with precious metal market prices, which might not suit those seeking absolute stability.

The Kinesis Money system presents compelling features for digital currency enthusiasts, yet faces notable obstacles in achieving widespread market acceptance and establishing itself as a dominant player in the digital currency landscape.

Frequently Asked Questions

Q1: Is Kinesis Money a legitimate company?

Kinesis Money operates as a genuine financial platform, combining traditional precious metals with digital currency to enhance financial transactions and savings.

Q2: What does Kinesis Money do?

Kinesis Money develops digital currencies backed by physical gold and silver. Users can trade using these digitized precious metals, ensuring value preservation through tangible assets.

Q3: Is Kinesis Money available in the USA?

American residents have full access to Kinesis Money services. The platform enables U.S. users to purchase, trade, and utilize digital currencies backed by precious metals.

Q4: When did Kinesis Money start?

The platform launched in 2018, integrating precious metals’ inherent value with digital currency functionality, revolutionizing traditional monetary concepts.

Q5: What is the alternative to Kinesis Money?

Goldmoney serves as a comparable alternative. Similar to Kinesis, it facilitates precious metal-backed monetary transactions for investment and spending purposes, though operating under different management.

Conclusion

Kinesis Money presents a distinctive approach to digital currency by establishing direct links to physical gold and silver reserves.

This innovative concept provides enhanced stability and security compared to conventional cryptocurrency volatility. The platform attracts investors seeking asset-backed digital investment opportunities.

The platform successfully merges precious metals’ established value with advanced digital technology, ensuring investment security while promoting digital currency adoption for routine transactions.

This harmonious integration of traditional and modern financial elements positions Kinesis Money uniquely within digital finance, making it relevant for both seasoned investors and newcomers to digital currency markets.