Monument Metals Review

Recently, an increasing number of people have been seeking to include precious metals like gold and silver in their investment portfolios. These metals are excellent for safeguarding wealth against the declining value of the dollar.

Monument Metals is a company that excels in this area. It offers many choices for people who want to invest in these valuable assets.

This Monument Metals review will help you decide if it is the right choice for growing your investments. Investing in metals is gaining attention, especially when people think about saving for retirement.

If you want to buy metals online safely and easily, keep reading to see if Monument Metals is a good pick for your investment needs.

What is Monument Metals?

Monument Metals is my favorite spot to find rare coins and precious metals online. Since they started in 2014, they’ve provided a great selection of top-quality items for collectors and investors.

They always have fair prices and are known for treating their customers right. With over 70,000 happy customers and over 75,000 packages sent yearly, it’s easy to see why they’re so trusted.

Monument Metals is based in Frederick, MD, and is run by a family that really knows their stuff about coins and metals. They’ve been in the business for almost 30 years.

They started out selling just to other businesses, but in 2014, they began selling to folks like you and me. They’re smart about how they buy and run their business, meaning they can sell things at really good prices—usually better than what big online stores or local shops offer.

Monument Metals is one of the best places online to buy special coins and precious metals. They’ve got everything from fancy bullion bars to cool old coins and stuff for investment, like IRAs. I like that Monument Metals makes it feel rewarding to own and collect these items.

I’ve read many reviews from other customers who also think Monument Metals is reliable. People like how quickly things are delivered, how good the prices are, the wide range of options, and how nicely everything is packed.

If someone isn’t unhappy with their purchase, Monument Metals is quick to help with refunds or replacements. They even take returns if needed.

What Makes Monument Metals Stand Out?

What really makes Monument Metals special is that they cater to collectors and investors with a wide variety of coins and metals.

They carefully select everything they sell, offering ancient coins as well as the most trusted modern ones. For me, they must stand by their quality, only choosing items they truly believe in.

When it comes to prices, they’re very open and competitive. They manage to keep their costs down without hiding any fees, which is great.

Plus, if you’re in the US and spend over $99, you won’t have to pay for shipping. I appreciate their honesty and straightforwardness in pricing.

Customer service is another area where Monument Metals shines. They treat each transaction with care, making sure everything from ordering to shipping is smooth and professional. It feels more like a traditional shop experience with the bonus of getting wholesale prices.

They also understand that buying metals or coins is a big deal for anyone. So, they offer lots of resources and guidance to help people make informed choices.

What I find really personable about them is how they don’t set a minimum order limit. Whether you’re spending a little or a lot, they see each customer as the start of an ongoing relationship.

Their experience in the industry stands out too. Owned by experts with lots of know-how, Monument Metals truly knows its stuff, which makes me trust them more.

They work directly with official distributors, ensuring everything they sell is genuine. And, they don’t push sales or opinions on you, which is refreshing.

In short, Monument Metals makes me feel valued, not just because of their products but also because of their honest prices and excellent service. They really aim to build relationships, not just make sales, and I think that’s what sets them apart.

What Products Does Gainesville Coins Offer?

This section talks about the different types of products that you can buy from Gainesville Coins. They sell a variety of metals like gold, silver, and more in the form of coins, bars, and other shapes. I’ll go through each kind of metal they offer and what makes them special.

Gold

Gold is a precious metal that many people love to invest in. I think one of the best options out there is the 2024 1 Oz American Gold Eagle, which you can get for about $2,694.90.

If you don’t want to spend that much, there are smaller sizes like the 1/2 Oz for $1,390.35, the 1/4 Oz for $722.15, and the tiny 1/10 Oz for $297.57.

I also like the 2024 Austria Gold Philharmonic coins because they remind me of beautiful music turned into gold.

The 1 Oz is a bit cheaper than the American Eagle at $2,662.40, and the prices go down from there for smaller sizes, down to the 1/10 Oz for $292.37.

For those interested in something from Africa, the South African Gold Krugerrand is pretty cool. The 2024 versions come in different sizes as well, with the 1/2 Oz costing $1,377.35 and the 1/4 Oz at $701.68. There’s also a 1 Oz Krugerrand from a random year for $2,614.19.

If you’re into gold bars, PAMP Suisse makes some nice ones. Their 1 Oz gold bar costs $2,632.70, and the special Lady Fortuna bar is slightly more at $2,652.70.

The Royal Canadian Mint also offers a 1 Oz gold bar for $2,633.70. If you want something bigger, a 10 Oz gold bar goes for around $26,152.00 to $26,181.90.

There’s a lot to choose from when it comes to gold. Whether it’s American Eagles, Austrian Philharmonics, South African Krugerrands, or various gold bars, I think there’s something for every gold lover out there.

Silver

In the world of buying silver, there are many choices for people interested in investing or collecting. One popular choice is the American Silver Eagles.

The 2024 1 Oz American Silver Eagle, which is very new and shiny, costs about $35.45. If you want to buy more at once, 20 of these coins come in a roll for $709.00, and a big box of 500 coins is priced at $17,725.00.

Silver coins from other countries are also favorites. The Australian Silver Kangaroo, both the 2024 and 2023 versions that weigh 1 Oz, sell for around $33.61 and $33.71 each.

These can also be bought in a pack of 25. The pack for the 2024 version is $840.25, and the 2023 pack is slightly higher at $842.75.

For those who like silver bars, there are many sizes to choose from, starting from 1 Oz to 1000 Oz, with prices that fit different budgets.

For example, a small 1 Oz Silver Bar costs about $32.35, while bigger bars like 10 Oz and 1 Kilo (about 32.15 Oz) are priced at $322.50 and $1,035.55.

These bars, especially those called ‘Secondary Market,’ show that you can invest in silver in many ways, whether you want something small like a coin or a big bar.

Every item, from well-known coins like the Kangaroos and Eagles to the various silver bars, offers a way for all kinds of buyers to invest or start their own collection.

Platinum

In my opinion, there are a lot of interesting options out there for anyone who wants to start with platinum.

For example, you can find American Platinum Eagles, which are really popular, or go for something from Australia, Britain, or Canada – each of these has its own cool designs that show off what makes those countries unique.

Talking about prices and what you can buy, the American 1 Oz Platinum Eagle stands out to me. You can get one for about $1,173.99, which isn’t cheap, but it’s a solid investment.

If you’re not looking to spend that much at once, there are smaller sizes like a half ounce for $614.49, a quarter ounce for $357.74, or even a tenth of an ounce for $225.29. It feels good to have options that suit different budgets.

For those who prefer bars over coins, the prices are pretty good, too. A 1 Oz Platinum Bar can go for around $1,087.99, but if you want something a bit more special, there’s the Argor-Heraeus 1 Oz bar at $1,082.99.

I think it’s pretty cool that there’s even a tiny 5-gram PAMP Suisse Platinum Bar for $269.74, making it easier for more people to own some platinum.

Besides these, you’ve got special items like the Austrian Platinum Philharmonics and Canadian Platinum Maples. Even though some of the products are waiting to be restocked, I think it’s exciting to see all the different kinds of platinum you can get.

Palladium

They have many choices for people who want to buy palladium. This includes special coins made by governments and bars that come in different sizes from well-known brands.

One of the most sought-after items is the 2021 1 Oz American Palladium Eagle coin, which is very popular among collectors and investors because of its beautiful design and rarity.

There are also smaller palladium bars made by Argor-Heraeus, which are great for people starting a palladium investment.

These bars are priced at various levels, for example, a 100 Gram bar costs $3,490.19. For those looking to spend less, there are 5 Gram bars for $248.60 and 1 Gram bars for just $69.71.

You can also find 1 oz palladium bars from different brands and marketplaces, with prices between $1,230.99 and $1,319.99. These options give people with different budgets a chance to invest.

Some popular items like the 1 Oz Canada Palladium Maple Leaf and the 1 oz PAMP Suisse Palladium Bar are currently not available, showing how much people want them.

Pre-1933 Coins

The Pre-1933 Coins page showcases a special collection of old US coins that are very attractive to both people who collect coins and those looking to invest in them.

Among the highlights are the Morgan Silver Dollars and Peace Silver Dollars, which you can buy directly from the site.

For example, the Morgan Silver Dollars made from 1878 to 1904 are listed in different conditions, with prices starting at $26.74 for the least quality (Cull) and going up to $37.99 for coins that are almost perfect (About Uncirculated).

Gold coins like the $2.50 Liberty Quarter Eagles and the $5 Liberty Half Eagles are also available. You have a choice between coins that haven’t been graded and those that have by respected agencies like PCGS and NGC, which can make the coins more trustworthy and possibly more valuable later on.

Copper

They sell 1-ounce copper pieces with cool designs like the Buffalo Nickel and the Aztec Calendar, priced really well at $1.65 each.

If you want something bigger, the 2-ounce Aztec Calendar round is also available for only $4.49. However, some items, like the 1 oz Copper Round with a Golden State Mint Eagle on it, are so popular that they’re currently not available.

For those interested in older American coins, H-3 Copper has Wheat Cents for sale. Though many options are sold out, you can still buy a 50-coin roll of Lincoln Wheat Cents from 1940-1958 for just $7.89.

The store also has bigger, 5-ounce copper rounds with designs like the Buffalo Nickel and Aztec Calendar, costing $8.95 and $10.95, respectively.

On top of that, there are copper bars from Germania Mint in different sizes (5 oz, 10 oz, and a kilo), with prices starting at $29.99, $37.99, and $58.99.

Ways to Purchase from the Company

Buying precious metals from Monument Metals is easy and safe, making it a great way for me, or anyone, to invest.

Here’s a simple guide on how you can buy these metals online:

1. Visit their website and log into your account. If you don’t have one, you can create it easily during checkout.
2. Choose the type of metal you want to buy, like gold or silver, from the navigation options.
3. Browse through the products. They have lots of choices, and you can see all the details to help decide which one you like best.
4. Adjust how many you want by clicking the plus or minus buttons, then add them to your shopping cart.
5. Check your cart to make sure everything looks good, and then click on the checkout button.
6. Follow the steps shown on the screen to put in your payment details. I find this part quick because you can save your payment method for next time.
7. Choose a shipping option. They show all the costs upfront, so there are no surprises. They also pack everything really well, so no one can tell what you bought.

Monument Metals takes care of everything from protecting your purchase with insurance to sending you with GPS tracking, so you always know where your package is.

The website is user-friendly, which is excellent for beginners like me. Plus, they always provide help if I have questions or need more information about my orders. It’s a reliable and trustworthy way to start investing in precious metals.

Monument Metals’ IRA Program: How Does it Work?

Investing in a precious metals IRA with Monument Metals is a great way to add things like gold, silver, and platinum to your retirement savings.

Let’s break down how Monument Metals guides you from the beginning to the end in setting up your Precious Metals IRA.

Monument Metals makes it easy to start a precious metals IRA, helping you pick an IRA custodian, fund your account, and buy precious metals.

Here’s the process simplified:

Step 1: Choosing an IRA Custodian

First, you need to choose a company that will handle your IRA account. Monument Metals works with trusted custodian companies:

• Equity Trust Company: Known for offering different kinds of retirement account options and helping people invest in more than just stocks.
• New Direction Trust Company: Helps people invest in unique assets beyond traditional stocks with their retirement funds.
• GoldStar Trust Company: Experts in precious metals IRAs, making it easier for investors to include metals in their retirement savings.
• The Entrust Group: Focuses on giving personal advice for those looking to invest their IRA in non-traditional assets, including precious metals.

Step 2: Funding Your Account

Next, you put money into your new custodian account either by moving it from another retirement account or from your bank.

Step 3: Selecting Precious Metals

Now, with your account ready and funded, you can choose from a list of precious metals that are allowed in an IRA, available through Monument Metals.

Monument Metals stores your chosen metals in secure places approved by the IRS, making sure your investment follows all rules. They also help you with insurance for your metals during shipping and while they are being stored.

With Monument Metals, adding precious metals to your retirement savings is straightforward, offering a way to diversify your investments with real assets like gold and silver.

By guiding you through selecting a custodian, funding your account, and choosing your metals, Monument Metals ensures a smooth process for your Precious Metals IRA needs.

If you’re considering diversifying your retirement savings with precious metals, Monument Metals is here to help every step of the way.

Payment Methods and Policy

Let’s break down the payment methods and important details offered by Monument Metals, a business based in Frederick.

Different Ways to Pay:

• Bank Wire Transfer
  – Clearing Time: Right away once they get the wire.
  – Remember: You need to send the bank wire within one day after you confirm your order.
• PayPal
  – Clearing Time: Instantly
• Credit Card
  – Clearing Time: One day
• Checks (Personal, Cashier’s, Certified) & Money Orders
  – Clearing Time: 5 days
  – Remember: Send your check so it’s postmarked (marked by the post office) within one day after you confirm your order, and Monument Metals must get it within five days of when you confirm your order.

Money-Saving Tips and Rules:

• Discounts: If you pay by bank wire or any type of check, you get a 4% discount. This discount shows up when you’re looking at products and checking out.
• Late Payment: If your payment is late, Monument Metals might cancel your order. You might have to pay extra fees according to their Market Loss Policy, plus a $25 cancellation fee. You can’t buy anything else until you’ve paid up.

About Fees:

• No Extra Fees: They don’t charge extra fees or commissions, no matter how you pay.
• Big Orders: For really big orders, they might ask for a 10% deposit upfront. You can call them to learn more.
• Small Orders: If your order is less than $99, expect to pay a little extra for shipping and handling.

About Your Order:

• Locking Prices:
  – For orders under $10,000: Your price is set for five days.
  – For orders over $10,000: Your price is set for three days.
• It’s Official: Once you place your order, it’s like signing a contract. If you have to cancel, it can get expensive.
• Changing or Cancelling Your Order: You can’t change your order once it’s made. If your payment method looks suspicious, they might cancel your order. Any cancellations will follow their rules, including a $25 cancellation fee.

Monument Metals lets you pay in different ways, from digital PayPal payments to traditional checks. Paying without using a credit card or PayPal saves you 4%.

They’re clear about their fees and rules: no hidden charges but be mindful of their strict guidelines to avoid extra charges or having your order cancelled.

Shipping Policy

They are dedicated to making sure your order gets to you safely and with no issues. Here’s an outline of their shipping policy, explaining how they handle the delivery of your order to you safely and quickly.

They offer free shipping on orders over $199. If your order is less than $199, they add a small $7.99 shipping fee.

This fee covers insurance, protecting your package. For faster delivery, they provide express overnight delivery at an extra cost for some orders.

They insure every package they send. If your package is lost or damaged while traveling, you’ll be ok. You can get your money back or a replacement item. This insurance is valid until you sign for your package, keeping it safe until it’s in your hands.

Mostly, they ship with the U.S. Postal Service but sometimes use FedEx or UPS, depending on order size and insurance needs. They send all packages in plain, secure packages for safety and privacy.

They usually ship orders within one business day of getting payment, except for pre-order items. They promise to send all orders within 2-3 business days after payment, as their payment policy says. Pre-order items will have a clear shipping date so you know when they’ll come.

You can order items not in stock yet in advance. This allows you to lock in a price early. Orders with pre-order items will ship only when everything is ready.

To send orders out fast and keep them safe, they have stock in various secure US locations, including Texas, California, Oklahoma, Delaware, and Maryland. Orders can ship from any of these places.

After your order is sent, they’ll email you a tracking number. You can use this to check on the travel of your package from them to you.

Orders over $1,000 will need your signature when delivered. This makes sure your valuable order gets to you securely.

They can send orders over $1,000 abroad. If you need international shipping, contact them to discuss details and costs.

If your package is lost or comes damaged, reach out to them quickly. Since they insure all shipments, you can get a refund or replacement if there’s a problem. Report any issues within three days of getting your order.

Their main aim is to ensure that your valuable items are shipped safely and arrive on time. They carefully cover shipments with insurance, use plain packaging, and keep you updated throughout the process.

There can be up to a 28-day delay from the estimated delivery date because of market conditions, but rest assured they’re working hard to deliver your order as soon as possible.

Customer Reviews and Ratings for Monument Metals

I think Monument Metals is doing a great job based on what people are saying online.

• The Better Business Bureau (BBB) gave them an A+ rating, which shows they are a trusted company. They also have a good score from their customers, with an average of 4.21 out of 5 from 14 reviews on the BBB website.
• On Trustpilot, even more people have left reviews, 1,225 in total, and the average rating there is 4.4 out of 5, which is pretty solid.
• However, the best scores come from Shopper Approved, where almost 7,696 reviews give them an average of 4.9 out of 5.

Lastly, I think Monument Metals is a mix of good and bad reviews. Many people love how easy it is to find what they want, the great prices, and how quickly they send out orders.

They also handle problems well, like sending a new order if the first one gets lost. But, some customers aren’t happy, especially if there’s a problem with payment or something goes wrong with delivery.

One person was upset when their gold coin delivery was messed up, but later realized Monument Metals did follow their rules. Despite a few issues, loyal shoppers really trust them for buying gold and silver.

Pros and Cons of Monument Metals

When looking into putting money into precious metals with Monument Metals, it’s important to know both the good points and the challenges. Making decisions with all the facts in hand is always best.

Pros:

• Lots of Choices: Monument Metals has a big selection of items like bullion, special coins, and collectibles for different kinds of buyers.
• Simple Buying Process: It’s easy for customers to pick what they want and buy it online, making shopping smoother and more enjoyable.
• Great Customer Support: Monument Metals is there to help buyers by giving them all the information and support they need. They want to make sure their customers are happy.
• Extra Benefits: If you buy more than $199, shipping is free, and they send it in a package that doesn’t show what’s inside. This means buying is safe and doesn’t cost a lot for delivery. Plus, many items they sell are approved for retirement savings, which makes them a safe choice for the future.

Cons:

• Selling Might be Hard: Without a program to buy back what you’ve bought, it could be tough to sell your metals fast without losing money.
• Signing for Big Orders Might be a Hassle: For orders over $1,000, you have to sign when it gets delivered. I see how this could be a problem for some people who aren’t home during the day to sign for their package, leading to potential delays or the hassle of arranging a new delivery time.

By understanding these points, you can better plan how to invest with Monument Metals, making sure you’re ready to deal with both the good and the tough parts.

Is Monument Metals a Legitimate Company?

Monument Metals has earned a spot on the Inc. 5000 list for 2024, which tells me they’re definitely a trustworthy company.

They focus on keeping costs low while offering top-notch products at good prices, which shows they really think about their customers.

Getting on the Inc. 5000 list is a big deal because it means Monument Metals is growing fast and doing really well. This list checks that companies are really succeeding, and not many can make it.

Seeing Monument Metals there makes me believe they are doing something right, and their success is recognized by a much respected source.

Conclusion

Finally, Monument Metals is a key name when it comes to buying precious metals like gold and silver. They focus on being open and fair with prices, and they provide excellent customer support.

They have a wide variety of items that are great for beginners or experienced collectors. Even when there are ups and downs in the market or problems with delivery, Monument Metals manages to keep their customers happy and earn their trust.

For anyone looking to invest in metals to protect their money, Monument Metals is a dependable and honest choice.

BEST COMPANY

9.8

Goldco Precious Metals

• Goldco Surpasses $2 Billion in Precious Metals Placements
• Over 6,000 Five-Star Ratings on BBB, Trustpilot, and ConsumerAffairs
• Seven-Time Winer on the Inc. 5000 List

 

VISIT WEBSITE