Terms of Use

Welcome to the Morss Global Finance website, a platform protected by copyright laws and owned by Morss Global Finance. As you navigate our site, keep in mind that certain features may come with additional guidelines, terms, or rules that are considered part of the overall Terms of Use.

By accessing and using this website, you agree to adhere to the legally binding Terms of Use and affirm that you have the capacity to enter into such an agreement. Please note that you need to be at least 18 years old to use this site. If you disagree with any part of these terms, you should refrain from logging in or utilizing the site. Stay informed about our privacy policy, data protection measures, and the effective date of our user agreement, which can be found in the website footer.

Accessing the Site

You, as a user, will have the ability to access the website for your personal, non-commercial purposes, granted by a non-transferable, non-exclusive, revocable, limited license. However, there are certain limitations you must adhere to when using the site:

  • You cannot sell, rent, lease, transfer, assign, distribute, host, or exploit the site commercially.
  • You cannot modify, create derivative works, disassemble, reverse compile, or reverse engineer any part of the site.
  • You cannot access the site to create a similar or competing website.
  • You must maintain all copyright and proprietary notices on the site and any copies thereof.Remember that any updates or additions to the site’s functionality will also be subject to these terms.

The company reserves the right to change, suspend, or cease the site at any time, without prior notice to you. You acknowledge that the company will not be responsible for any consequences arising from these modifications, interruptions, or terminations.

Please note that the company has no obligation to provide any support or maintenance related to your use of the site. All intellectual property rights, excluding user content provided by you, like copyrights, patents, trademarks, and trade secrets, belong to the company or its suppliers.

By using the site, you are granted limited access rights as specified, and no additional rights or interests in intellectual property are given. The company and its suppliers maintain all rights not explicitly granted in these terms.

External Links, Advertisements, and Other Users

Your browsing experience on the website may include external links and advertisements from third parties. These external elements are not managed or controlled by us, so we cannot be held responsible for them. We offer access to these external links and advertisements for your convenience, but they are not reviewed, approved, or endorsed by our company. It’s essential to exercise caution when using these links and advertisements, as third party terms and policies will apply, including their privacy and data collection practices.

When interacting with other users on the website, please remember that each user is entirely responsible for their content. We don’t regulate user content, meaning we aren’t responsible for the content provided by you or others. Any interactions you have with other users are at your risk, and we are not liable for any loss or damage that might occur as a result. In case of disputes with other users, we have no obligation to intervene.

By using this website, you release our company, officers, employees, agents, and assigns from past, present, and future claims, controversies, and liabilities related to the site. California residents waive California Civil Code Section 1542, which states that a general release doesn’t cover unknown claims that would have affected the settlement if known.

Cookies and web beacons are utilized on this website to enhance user experience. These technologies store information regarding your preferences and the pages you visit on the site. This data helps us customize our content based on your browser type and other relevant information.

Our website collaborates with advertising partners that may deploy cookies and web beacons, with their privacy policies dictating their user data practices. For easy access, we’ve provided the links to their privacy policies below:

  • Google: https://policies.google.com/technologies/ads

Cautions and Exclusions

Disclaimers: The website is available to you on an “as-is” and “as available” basis. Both the company and our providers disclaim any warranties and conditions of any kind, be it express, implied, or statutory. This includes, but is not limited to, warranties and conditions of merchantability, fitness for a specific purpose, title, quiet enjoyment, accuracy, and non-infringement.

No Guarantees: We, along with our providers, do not promise that the site will meet your requirements, nor that it will be accessible without interruptions, protected, or free from errors. Furthermore, we cannot assure the website will be accurate, dependable, free of viruses or harmful code, comprehensive, lawful, or secure.

Limited Warranties: In the event that the law necessitates any warranties concerning the site, all warranties will be limited to a span of ninety (90) days from the date of first use.

Jurisdiction-Specific Considerations: It’s important to note that some jurisdictions do not permit the exclusion of implied warranties, so this exclusion may not apply to you. Similarly, some jurisdictions have different limitations on implied warranty durations, so the above time constraint may not be relevant to you.

Restriction on Accountability

Under the extent of permitted law, the company and our suppliers will not be held liable for any indirect, consequential, exemplary, incidental, special or punitive damages. This includes, but is not limited to, loss of profits, loss of data, or costs related to replacing products that may arise from the terms, your usage, or inability to use the site. This remains applicable even if the company is informed of any potential damages. Utilizing and accessing the site is solely at your discretion and risk, and you hold responsibility for any damages to your device, computer system, or data loss that may occur as a result.

In any event, our liability towards you for damages relating to this agreement is limited to a maximum of fifty U.S. dollars (USD $50). The existence of multiple claims will not affect this limit. By agreeing to these terms, you acknowledge that our suppliers will not be liable for any issues arising from or related to this agreement.

Please note that certain jurisdictions may not permit the limitation or exclusion of liability for incidental or consequential damages, rendering the above-stated limitations or exclusions inapplicable to your situation.

Duration and Discontinuation. These terms will be effective as long as you use the site. However, we reserve the right to suspend or terminate your access to the site for any reason, including any violation of these terms, at our discretion. Upon the termination of your access rights, your account and the ability to access and use the site will immediately be revoked. Be advised that this termination may lead to the deletion of your user content associated with the account from our live databases. The company holds no liability towards you for the termination of your rights under these terms. After the termination of your rights, the following sections of these terms will remain applicable: Sections 2 through 2.5, Section 3, and Sections 4 through 10.

Protecting Copyrights

As a company that respects intellectual property, we ask our website users to do the same. We have established a policy in compliance with copyright law to remove infringing materials and terminate repeat infringers using our site. If you believe that a user is unlawfully infringing copyright(s) via our site and you wish to have the infringing material removed, please provide the following information in a written notification to our designated Copyright Agent:

  • Your physical or electronic signature.
  • Identification of the copyrighted work(s) claimed to have been infringed.
  • Identification of the material on our services claimed to be infringing and requested to be removed.
  • Sufficient information to enable us to locate the infringing material.
  • Your address, telephone number, and email address.
  • A statement expressing your good faith belief that the use of the disputed material is unauthorized by the copyright owner, its agent, or under the law.
  • A statement affirming the accuracy of the information in your notification, and under penalty of perjury, declaring you are the owner of the allegedly infringed copyright or an authorized representative of the copyright owner.Be aware that, according to 17 U.S.C. ยง 512(f), any misrepresentation of material facts in a written notification can result in liability for damages, costs, and attorney’s fees incurred by us in association with the notification and allegation of copyright infringement.


Modifications to Terms

It is essential to note that the terms presented might undergo changes from time to time. If significant changes are made, you will be notified via email, or the changes will be prominently posted on the site. You are responsible for keeping your email address up to date. The terms will be effective after 30 calendar days from the dispatch of the email notification or website notice. For new users, changes will be effective immediately. Continuing to use the site after these modifications indicates your acknowledgment and acceptance of the changes.

Resolving Disputes

Carefully consider the arbitration agreement outlined in this section, as it impacts your rights and includes mandatory binding arbitration and a waiver of class actions.

All claims and disputes connected to the terms or the use of any product or service provided by the company must be resolved through binding individual arbitration following the provisions of the arbitration agreement. This agreement applies to you, the company, and all involved parties.

Before seeking arbitration, you must send a written notice describing the nature and basis of the claim or dispute and the requested relief. After this notice is received, you and the company may attempt to resolve the matter informally. If a resolution is not reached within 30 days, either party may initiate arbitration.

Arbitration will be conducted through an established alternative dispute resolution provider, with the rules of the provider governing all aspects of the arbitration. The arbitration proceedings will be conducted in English, by a neutral, single arbitrator. Refer to the terms and conditions for additional details on arbitration rules, hearings, and time limits.

Limitations of Liability

In the arbitration process, the arbitrator will determine your and the company’s rights and liabilities. These decisions will not be linked to any other matters, cases, or parties. The arbitrator is authorized to grant motions and award monetary damages that adhere to the applicable laws, rules, and guidelines.

The award made by the arbitrator is final and legally binding. By agreeing to the arbitration terms, you and the company waive the rights to a trial by jury or a judge, choosing instead to have all disputes settled by arbitration. The arbitration procedures are generally more efficient, limited, and less costly than legal proceedings.

Confidentiality and Waiver of Class Actions

All claims and disputes within the scope of this arbitration agreement must be addressed individually, with no class-based, joint, or consolidated claims permitted. It is crucial to maintain the confidentiality of all arbitration proceedings, except as required by law. This confidentiality paragraph does not prevent parties from providing necessary information to a court of law to enforce the agreement, awards, or to seek injunctive relief.

In case any part of the arbitration agreement is found to be invalid or unenforceable, the specific unenforceable part will be severed, with the remainder of the agreement still in full force and effect. The rights and limitations within the arbitration agreement can be waived by the parties involved, as established by the agreement’s guidelines.