Vaulted Review

In today’s world, where we find endless comments and opinions online, it’s tough to know which reviews we can trust.

That’s where the idea of a vaulted review comes in—a higher standard of critique that promises to be honest and thorough.

In this Vaulted review, I am going to take a closer look at how Vaulted works, what it provides to its customers, and why people think so highly of it.

I’ll uncover what makes Vaulted shine in its field and how it keeps changing the game for everyone. Let’s get started now!

STOP! Before I go any further, I want you to think carefully about where you’re putting your money. Picking the right company to invest with is a big deal, and I know my advice might help you decide that.

I’ve spent much time looking around and compiled a list of my favorite gold IRA companies. I think you’ll probably find one that’s just right for you.

>> CLICK HERE to check out my list of the 10 Best Gold IRA Companies <<

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What is Vaulted?

I think Vaulted is pretty cool. It’s like the high-tech side of the old-school gold business run by McAlvany Financial Group, which has been around forever – well since the United States started getting serious about gold investments.

These guys are all about giving you the smart tools and helpful advice you need to keep your gold investments safe and super sound.

Way back in 1972, McAlvany decided it was about time to help people protect their money with gold because it’s as steady as a rock, even when money stuff gets shaky.

They’ve been doing this so well, helping folks buy more than $3 billion in gold and silver. That’s huge! So, Vaulted is their way of keeping things fresh and trustworthy for anyone wanting to get into gold.

The McAlvany team is sort of famous for knowing what’s what with gold and silver. And because the gold world keeps spinning fast, they made Vaulted.

It’s like having a super-smart buddy who helps you navigate gold buying and offers all the techy security you could want.

Even the people who work at McAlvany use Vaulted to handle their gold stuff. They say it’s the smartest, cheapest way to own real gold and silver.

Vaulted is all about real gold – we’re talking 99.99% pure gold bars from the Royal Canadian Mint. None of that fancy coin collecting – just straight-up, solid gold value, which is perfect if you want to keep things simple and solid with your cash.

Using Vaulted feels like a breeze. Whether you’re out and about with your phone or sitting at your computer, their app and website are so easy to understand. It’s great for newbies too because everything’s set up to make getting into gold a piece of cake.

Vaulted is kind of like having a gold investment genius in your pocket that mixes the best of the old ways with today’s cool tech.

Plus, it’s run by some of the smartest gold folks in the game, making gold buying easy-peasy for anyone who’s interested.

How Does Vaulted Work?

I found that Vaulted makes investing in gold super easy. It doesn’t matter if you’re new to this or if you’ve been investing for years; they have this cool app for your phone and a website that is very simple to use.

Starting with Vaulted

To begin, Vaulted lets you open an account fast. I just had to give some basic info about myself, link my bank account, and I was set.

Last time I checked, you can add money to your account easily through a bank transfer or by using Plaid, which safely connects your bank to Vaulted.

Buying and Selling Gold

As soon as you have money in your account, you can start buying gold. Vaulted is clear about prices, which stay really close to the actual market price.

I like that they make selling gold simple too. Just click a button and you’re given a fair price quickly. It makes me trust them because they keep things consistent.

Getting Your Gold

What’s cool about Vaulted is that they let you get the actual gold in your hands if you want. They’ll send over a gold bar that’s super pure, made by the Royal Canadian Mint.

Now, if you paid with a transfer from your bank, you might have to wait a bit, like 60 days, and pay extra for shipping, but having the gold you can touch—that’s pretty special.

If you have just a bit of gold, less than a whole bar, Vaulted will help you change it into smaller pieces. Basically, every little detail like the serial numbers is taken care of, which I think is great for peace of mind.

I believe Vaulted takes away the worry and complication from investing in gold. Whether you are saving up regularly through automatic deposits or just want to own some gold as part of your money plan, they’re definitely worth a look.

In my experience, Vaulted makes the whole gold-buying thing straightforward and even exciting, especially if you like the idea of actually holding a piece of your investment in your hands.

Physical Delivery of Gold and Silver at Vaulted

When you invest in gold or silver with Vaulted, they offer the option to have it delivered to your home. To receive a whole gold kilo bar (32.1507 troy ounces), simply contact your Vaulted advisor to set up the delivery, ensuring the serial number on the bar matches the one in your account.

For smaller quantities of gold, they can send pieces like 1/10-ounce Gold American Eagles, 1-ounce Gold Canadian Maples, or 10-ounce gold bars.

The process is similar for silver, although large 1,000 oz bars are not shipped directly due to size and weight; instead, they offer smaller denominations like 1-oz coins or 10-oz bars.

You can request a delivery anytime, but if your purchase was made via ACH transfer, there’s a mandatory 60-day waiting period. Deliveries are only available within the USA.

The cost for delivering a gold kilo bar is approximately $275, covering handling, shipping, and insurance to ensure it arrives safely. If your precious metals are lost in transit, Vaulted’s insurance will cover the loss, giving you peace of mind.

What is VaultPlan?

VaultPlan is a simple way to save money by automatically buying gold or silver for you. You can set it up to buy these precious metals every month or every two weeks. If you want to change how much you’re saving or how often, you can do that anytime.

Why Use VaultPlan?

VaultPlan helps you save money without having to guess the best time to buy. It does this through a method called dollar-cost averaging.

This means it spreads out your purchases over time, making it easier to handle changes in price and helping you build savings slowly but surely.

You just need to decide how much money you want to save from each paycheck, and VaultPlan will take care of transferring that amount for you automatically.

How Do You Start a VaultPlan?

Starting a VaultPlan is easy and takes three simple steps:

  1. Pick an Amount: Decide how much money you want to move from your bank account to your Vaulted account to buy gold or silver.
  2. Choose How Often and When to Start: Select whether you want your purchases to happen every month or every two weeks, and pick a date to start.
  3. Submit: After you set up your plan, your money will automatically start moving into your gold or silver balance during the times the market is open, following the plan you chose.

By automating the process of investing in gold and silver, VaultPlan offers a hassle-free way to gradually build your precious metals portfolio, aligning with your long-term financial goals.

Vaulted Storage and Security

When you invest in gold with Vaulted, you can be sure it’s kept in a super-safe place. All the gold that Vaulted and their customers buy is stored at the Royal Canadian Mint. This isn’t just any safe place – it’s one of the best!

The Royal Canadian Mint is like a high-security safe for your gold. It’s much safer and usually cheaper than storing gold in private vaults.

The Canadian government is behind it, so it’s got really strong insurance in case something goes wrong, like theft or damage.

The security at the Royal Canadian Mint is top-notch, with advanced cameras watching all the time and guards on duty day and night. Plus, your gold is fully insured so you don’t have to worry about your investment.

Your gold is yours, and it stays that way. Even if something bad happens to Vaulted, no one can do anything with your gold without asking you first. That means you’re the boss of your investment.

Vaulted makes sure your gold investment is really secure. By using the Royal Canadian Mint, with its great security and government backing, investing feels much safer. You get to keep total control over your gold and sleep easy knowing it’s in good hands.

Is Vaulted Gold Safe?

Thinking about investing in gold with Vaulted? Well, it feels pretty safe to me! Vaulted is connected to a big group called McAlvany Financial Group. These guys are known for running a well-established gold business named ICA in the U.S. for a really long time.

Now, when you put your money into gold, you want to be sure it’s locked up tight, right? Vaulted has that covered, because they keep all their gold at a place with some of the best security around – the Royal Canadian Mint.

And yes, your gold is insured there, which means if something goes wrong like it gets lost or stolen, you’re covered.

The Vaulted app that you use to manage your gold is super secure too. They’ve got strong encryption, which is like having a secret code for your information, and other safety backups. And they’re careful about who can see your data.

Now, my gold at Vaulted isn’t protected by FDIC or SIPC like my bank account, but the Mint feels like a super safe spot for it.

I like knowing what I’m paying for with Vaulted. They tell you upfront about their fees – it’s 1.8% when you buy or sell gold and 0.4% every year to keep it in the storage.

Sure, like with any investment, there’s always a little bit of risk. But having my gold locked up and insured makes me sleep better at night.

What’s cool is that Vaulted lets me, the investor, stay in control. If Vaulted ever went under, my gold can’t be touched – sold, rented out, or anything – unless I say so.

With the way Vaulted looks after my investment, it seems like they really care about keeping my gold safe and making investing in it simple and secure.

If you’re looking to add some gold to what you’re investing in, Vaulted could be a solid and safe choice to think about.

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Top Features of Vaulted

When I took a closer look at Vaulted, a few things really stood out to me. It looks like a super user-friendly way for pretty much anyone to get into gold investing. Here’s the scoop on what I think are the best parts.

1. Easy-to-Use Mobile App

I’m really into the Vaulted app. It makes the whole process of buying, keeping, and selling gold super simple. The app’s super easy to navigate, even if you’re not a tech whiz. It’s awesome because it means you can handle your gold investments comfortably from wherever you are.

2. Affordable Fees

Another thing that’s great about Vaulted is their low fees. They only charge 1.8% whenever you buy or sell gold, and there’s a really small yearly fee of 0.4%, too.

This is way cheaper than a lot of other places, so you get to keep more of your money invested in gold, which I think is pretty cool.

3. No Need to be Rich to Start

I love that you don’t need to have a bunch of money to start investing with Vaulted. There’s no minimum amount required, so it feels way more open to everyone.

This means even if you’ve just got a little to start with, you can still get into gold investing. It’s a big plus in my book.

4. Super Safe Storage

The safety bit is really important, and Vaulted nails it. They keep your gold locked up tight in the Royal Canadian Mint’s super-secure vault.

Plus, it’s all fully insured, so you don’t have to worry about losing your gold to damage or theft. Knowing my investment is safe gives me a huge peace of mind.

Combining all these features – the straightforward app, low fees, no need for a big investment to start, and secure storage – I think Vaulted’s really got something good going for anyone interested in gold investment.

Fees and Costs of Vaulted

Vaulted makes it easy to understand how much you’ll pay for their service. Here’s what you need to know:

  • Transaction Fee: Every time you buy or sell gold, there’s a 1.8% fee. This is a small charge taken from the total amount you’re spending or getting.
  • Annual Fee for Storing Gold: Keeping your gold safe in the Royal Canadian Mint costs 0.4% every year. You can skip this fee if you choose to have at least one ounce of gold sent to your home.
  • Minimum Amount to Start: You can begin with as little as $10. This makes trying out gold investment very easy for anyone.

It looks like Vaulted is designed for anyone who wants to try out gold investing without getting bogged down with complicated fees.

Whether you are new to this or have been around the block, it feels like a cool option for sticking some of my money into gold.

More About the Fees

When you do any purchase or sale, the 1.8% fee is taken from the total. For example, if you buy $1,000 of gold, you’ll pay an $18 fee. Vaulted doesn’t add extra charges for sending gold to you, except the usual shipping costs.

The yearly fee for keeping your gold with them is taken twice a year, in January and July. This fee comes out of either the cash or gold you have in your account.

Are Vaulted’s Fees Fair?

Vaulted’s fees are pretty good compared to others. Some places charge much more for buying and selling gold. Vaulted’s 1.8% fee and 0.4% storage fee are lower than many others, making it a more budget-friendly choice.

Vaulted offers a clear and low-cost way to invest in gold. Their fees for transactions and storing gold are reasonable, and you can start investing with just a little money. It’s a simple and affordable option for anyone interested in gold.

Risks at Vaulted: What You Need to Know

When you use Vaulted, it’s important to know about the risks and how they keep your stuff safe. Here’s a simple breakdown:

Could Someone Steal Your Data?

Vaulted really cares about keeping your information safe. They do a lot, like:

  • Using top security practices to keep your info private.
  • Making sure all your data is coded and safe.
  • Storing backup copies of your data in different places.
  • Being very strict about who can look at your data.
  • Having security experts, like big companies such as PricewaterhouseCoopers, check their security all the time.

They suggest turning on something called multi-factor authentication for even more safety. It’s like a double lock.

What if Something Big Goes Wrong?

Don’t worry, Vaulted keeps extra copies of all records safely stored away. You always have the right to sell your metals or ask for them to be delivered, no matter what happens.

What if the App Stops Working or Gets Attacked by Hackers?

They’ve got lots of backups of your transaction history kept safely in different places. This way, your money and metals are protected.

What if Vaulted Shuts Down?

The company behind Vaulted has been around since 1972, so they are stable and reliable. If anything did happen, your metals are still safe and can’t be taken by anyone else.

What if the Places Storing the Gold or Silver Have Trouble?

Whether it’s the Royal Canadian Mint or HSBC – where they keep your gold and silver – those places have rules to make sure your metals are safe and sound. They’re insured and kept separate, so even if something goes wrong with them, your metals are okay.

What Happens if Your Gold or Silver is Lost, Stolen, or Damaged?

If something bad happens to your metals at the vault, the places storing them have agreed to pay you back or replace them. Vaulted will make sure you get your metals or money as quickly as possible.

Alternatives to Vaulted for Buying Gold

When I look at other options for buying gold besides Vaulted, I think about things like how much it costs, what it’s like to use the site, and what kind of service I can get.

Here are some other choices that stick out:

JM Bullion

JM Bullion is a top online store for buying gold, silver, and other precious metals. JM Bullion focuses on providing clear pricing, updated market information, and excellent customer support. Their website is straightforward, making buying, selling, and investing in metals simple and secure.

  • They focus on selling physical metals and sending them to you.
  • I think JM Bullion has a safe place where you can keep your gold and silver with the help of TDS Vaults.
  • So you don’t have to worry about keeping it at home.
  • Lastly, I’m a fan of their clear prices and deals.
If you would like to learn more about the company:
You can check out my review of JM Bullion.

Goldmoney

Goldmoney, or Goldmoney Inc., has been a leader in online gold-based investing. It offers customers a safe and convenient way to buy, sell, hold, and earn from gold and other precious metals worldwide.

Goldmoney merges the stability of gold with modern technology, offering an innovative way to diversify investment portfolios.

  • This place lets you buy not just gold, but silver, platinum, and more.
  • You can keep your metals in different vaults across the globe.
  • They charge a smaller fee of 0.5% when buying, but keeping it in the vault might cost more.
  • I like the range they offer and the Goldmoney card you can use, but their website could be tricky for a beginner like me.
If you would like to learn more about the company:
You can check out my Goldmoney review.

APMEX

American Precious Metals Exchange (APMEX) is a major online retailer specializing in precious metals. APMEX has a vast selection of bullion, coins, and unique collector’s items, catering to diverse investor interests.

They are well-known for providing excellent educational materials, competitive prices, and superior client service.

  • They have a wide range of metals and special coins.
  • It’s cool if I’m into collecting different things.
  • APMEX gives discounts if I buy a lot.
  • I believe APMEX makes it easy and safe to store precious metals by offering a secure spot through Citadel, ensuring my investments are well-protected.
  • Also, the extra cost of their special items might cut into my possible profits.
If you would like to learn more about the company:
You can check out my review of APMEX.

BullionVault

BullionVault offers a new way for clients to buy, store, and trade gold and silver online. It connects users to professional bullion markets, ensuring they get the best deals possible for their investments. BullionVault allows investors around the world to buy, sell, and manage physical metals at low costs.

  • They ask for a 0.5% fee at first, like Goldmoney, but keeping gold with them is cheaper at 0.12% a year.
  • Your gold is stored safely in many places.
  • They share information every day and let you trade any time, which is great.
  • But, I find their website old-fashioned, and they don’t have a mobile app, which makes it harder to use when I’m not at my computer.

Choosing which online precious metals dealer is best depends on what you are looking for in your gold investment.

Vaulted is good for its low fees and storage service, but all these other places have their pros and cons, too. You need to think carefully about what’s most important for you when you make your decision.

If you would like to learn more about the company:
You can check out my BullionVault review.

Customer Reviews and Ratings for Vaulted

I think Vaulted has been doing pretty well, but it’s interesting to see how people feel about it differently on Google Play compared to the Apple Store.

It has been downloaded over 10,000 times on Google Play, and it’s got a score of 3.6 out of 5 from 16 reviews. So, some users there think it’s okay, but not all are super happy.

On the other hand, I’ve noticed that on the Apple Store, it’s a hit with 4.8 out of 5 stars from a bigger bunch of 555 reviews.

This makes me wonder if maybe it works better on iPhones or if iPhone users just like it more. It’s kind of cool to see what each group of users thinks about the app.

Lastly, people say it’s a smart way to save, swapping regular money for gold without much cost and getting cash back quickly when needed.

They feel it’s a safe place to keep their savings, away from government issues. Users also like being able to slowly buy gold and trust the company because it’s been around for 50 years with helpful advisors.

But, some have problems like unexpected gold sales and slow responses from support, leaving them upset and without clear answers on where their money went.

What are Customers Saying About the Company?

Customers and specialists are all praising Vaulted for its innovative way of investing in gold.

  • Andrew Boyd likes how Vaulted lets people own real gold without dealing with its storage.
  • Jim Wang, who founded Best Wallet Hacks, mentions how easy it is to set up an account, connect a bank, and buy or sell gold with just a click.
  • Finance writer Christy Rakoczy says that Vaulted makes buying gold as simple as ordering a pizza while also being safe and affordable.
  • Rachel Green, a finance expert, suggests Vaulted for anyone wanting to save in gold, protect their finances, and add variety to their investments.

Overall, Vaulted is known for making gold investment easy and stress-free.

Pros and Cons of Vaulted

Vaulted brings a fresh and easy approach to gold investment, but like any place you might invest your money, it has its pros and cons.

Let’s dive into what investing with Vaulted is really like!

Pros:

  • Small Start: I really appreciate that Vaulted lets you begin with just $10. This makes it pretty easy for almost anyone to start investing in gold.
  • Easy App: The app is super simple to use. It’s as easy as if you were ordering a pizza online, which makes the whole process of buying, selling, and keeping track of your gold straightforward.
  • Safe Keeping: Knowing that my gold is safely tucked away and insured at the Royal Canadian Mint gives me peace of mind.
  • Not Too Costly: Their fees for transactions (1.8%) and for keeping your gold every year (0.4%) are quite low, which is great.
  • No Surprises: I really like that Vaulted is upfront about all the costs. It means I don’t have to worry about hidden fees.
  • Quick to Cash Out: If I ever need to sell my gold and get my money back, it is fast and easy with the app.
  • Set and Forget: The VaultPlan feature is neat because it lets me automatically buy or sell gold every month without having to do much.

Cons:

  • All About Gold: Since Vaulted only deals with gold, I can’t use it to spread my investments into other types of assets.
  • Needs Internet: Being able to manage everything online is usually convenient, but it means I can’t do much if I don’t have internet access. This might not suit everyone.
  • Location Risks: All the gold being in Canada does worry me a bit because if something big and bad happens there, it could be a problem.
  • A Bit Tricky at First: Even though the app is easy to use, getting started with investing in gold felt a little daunting to me at first.

Talking more about the investment side of things, I like how gold generally keeps its value over time, offering a sort of safety net against serious money problems like hyperinflation.

However, there’s a transaction fee of 1.8% for buying and selling gold, which is more than some other options. Also, if you want your gold physically delivered, it’s pretty expensive, which could eat into your investment gains.

Lastly, thinking about how Vaulted fits with your money goals and investment approach is key to figuring out if it’s the right option for you.

Is Vaulted a Legitimate Firm?

I think Vaulted is a trustworthy option if you’re looking to invest in gold. They make it affordable with their low fees for buying gold and keeping it safe every year.

What’s cool is that they really want to help young people get started since you only need $10 to begin. I believe this shows they understand not everyone has a lot of money to start investing.

It seems like they’ve made their app user-friendly for those not familiar with gold. But really, anyone curious about gold investing might like trying Vaulted. I see it as a legit and smart choice for stepping into the gold market.

Conclusion

Wrapping up my thoughts on Vaulted, I really think it’s perfect for anyone who wants to own real gold but is worried about dealing with unreliable sellers or the headache of keeping the gold safe and insured.

It’s also great for folks who can’t afford to buy a big gold bar on their own. With Vaulted, it feels super easy – you just need to link your bank account in the app, and you’re ready to start investing in gold without any fuss.

To me, Vaulted makes getting into gold investment straightforward and secure, taking away all the usual worries and making it accessible to more people.

BEST COMPANY
BEST OVERALL
9.8

Goldco Precious Metals

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